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Please be advised that all our offices will close at noon on Tuesday 24th December 2024, and will remain closed on 25th and 26th December. Regular operations will resume on Friday, 27th December 2024. We wish you a Merry Christmas.

Health Insurance in Malta

Whether you wish to secure your family’s health or that of your employees, our products are designed to offer you flexible choices in cover and give you the benefits of private medical treatment. We offer health insurance products in Malta.

Applicants who are applying for insurance for the first time, as well as those currently insured by another provider will find our application process straightforward and easy. We are equipped to assist you throughout all the stages of the policy’s life, from inception through to underwriting and most importantly in the event of a claim.

Our department can help you get the right insurance plan in place for you, your family or your business. We know how important it is to have a good health insurance coverage in Malta.

Have you ever thought what will happen in case of an emergency?

Our different plans will allow you to concentrate on recovering, knowing that the financial side of things is being taken care of.

Vital Plan

This is our most basic plan as it offers limited cover for in-patient and day-patient treatment in hospitals/clinics worldwide excluding the USA and Canada.

You may also choose to add outpatient benefits which include cover for GP charges, specialist consultation fees, alternative therapy and diagnostic procedures.

Key Plan

This is a more comprehensive plan as it offers a full refund of fair and reasonable fees for in-patient and day-patient treatment in participating hospitals and clinics in Malta. Limited cover is available up to the limits of the Vital Plan for treatment received worldwide, excluding the USA and Canada. Direct settlement of your in-patient and day-patient bills is possible with participating hospitals and clinics in Malta.

You may also choose to add outpatient benefits which include cover for GP charges, specialist consultation fees, alternative therapy, diagnostic procedures and emergency dental care.

International Plan

This is our most comprehensive plan because it offers full refund of fair and reasonable fees for in-patient and day-patient treatment in Malta and anywhere in the world except the USA and Canada. Direct settlement of your in-patient and day-patient bills is possible with participating hospitals and clinics.

The plan covers outpatient benefits which include cover for GP charges, prescribed drugs, specialist consultation fees, alternative therapy, diagnostic procedures and emergency dental care. Should an emergency happen while travelling in the USA or Canada, we will offer you the same level of coverage as would have been payable in Malta up to a maximum of €50,000. This kind of insurance cover also includes repatriation to Malta.

Optional Health Insurance Benefits

These benefits can be added to one of the plans above and consist of Repatriation cover and preventive treatment package.

For more information about the price of a health insurance in Malta, please refer to our Quick Links section on the right-hand-side of this page.

Work Permit and Student Visa in Malta

Are you planning to study or work in Malta? Our health insurance plans are specifically designed to cater to the diverse needs of students and single work permit holders, ensuring that their health and well-being during their stay are paramount.

Secure your peace of mind with one of our comprehensive health insurance plans tailored for student and work permit purposes. Our policy provides you with access to a network of top healthcare providers, ensuring that you receive the best medical care while in Malta.

The Residency Key Plan is a cost-effective health plan, making it ideal for students or individuals applying for a single work permit or student visa in Malta. It was specifically designed and approved by the Governing Body in Malta for student visa or work permit purposes and includes comprehensive insurance cover for hospitalisation in Malta, with limited out-patient cover. In addition, this health insurance plan provides cover in European countries if such treatment is not available in Malta.

If you are looking for a more comprehensive health plan that includes additional cover for outpatient treatment, the In & Out Patient Key Plan is the health plan for you. This is our most comprehensive health insurance plan for investigations or treatment received in Malta and we can offer you this health plan together with an add-on option to satisfy the Governing Body’s insurance needs for your work permit or student visa.

Get a free quotation HERE. You can visit any of our offices listed HERE or contact us by email at [email protected], and we will provide you guidance and our expertise to help you choose the best health insurance plan according to your budget and needs.