Landlord Insurance Cover Types and Benefits
GasanMamo landlord policy covers your buildings and contents against loss or damage caused by:
- Fire, explosion and smoke
- Lightning and thunderbolt
- Earthquake
- Theft or attempted theft
- Civil commotion and malicious damage
- Escape of oil or water
- Storm or flood
- Falling trees
- Impact by aircraft, vehicles or animals
Automatic Extensions
GasanMamo Landlord Insurance offers automatic extensions under the sections detailed below:
- Accidental breakage of fixed glass, mirrors and sanitary fixtures
- Insurance for underground services
- Insurance for replacing documents
- The cost to trace and access the source of a leak
- Loss of metered water
- Insurance for locks and keys
- Cover for contents in the open
- Cover for the cost to replenish fire fighting appliances following a fire
Other Policy Sections
Rent Guarantee
Our rent guarantee insurance policy provides cover for loss of rent up to a maximum period of twelve months if the buildings suffer an insurable loss or damage and are uninhabitable as a result.
You will also be covered in the event of non-payment of rent which is due to you if your tenant leaves your building before the end of the tenancy period without giving you or your agent notice and/or your tenant stops paying rent owed to you or your agent. This section will also cover other legal costs and fees you incur to legally evict a tenant following rent default or when recovering amounts owed to you by a tenant.
Legal Liabilities
Legal liabilities policy provides an indemnity limit of €1,200,000 which covers costs which you become legally liable to pay following accidents happening in and around your property.